What Is Contractors’ All Risks Insurance (CAR)?

Contractors’ All Risks Insurance (CAR) is designed to protect construction projects against loss, damage, or accidents that may occur during the course of construction. Coverage typically extends to the construction works themselves, materials, equipment, machinery, and third-party liability arising from construction activities.

Because construction projects involve high-value investments and significant operational risks, CAR Insurance is an essential risk management tool that helps reduce financial losses and minimize disruption when unexpected events occur.