What Is Directors & Officers Liability Insurance (D&O Insurance)?

Directors & Officers Liability Insurance (D&O Insurance) protects directors, executives, and individuals in managerial positions against claims, lawsuits, or financial losses arising from decisions, management actions, or duties performed on behalf of the organization.

In today’s business environment, corporate leaders face increasing legal and regulatory exposure from shareholders, business partners, customers, employees, and government authorities. D&O Insurance is therefore an essential risk management tool that helps protect both company executives and the organization itself.